The current state of private health insurance in Australia is one prone to fragmentation and offering little value to consumers. Many insurance policies lack adequate coverage for even basic needs, yet consumers feel pressured to take out such policies in order to have some form of coverage. With premiums rising faster than many consumers can reasonably afford, lack of confidence and clarity in the private health insurance market risks stratifying consumers into the haves and have-nots. If left unchecked, this stratification would spell the end to the principles of universal access to health care that is the bedrock of the Australian health system.

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Publish date: 
Monday, December 14, 2015
Author: 
Consumers Health Forum